通过函数嵌套实现数字转人民币大写形式的公式是：

=IF(B1<0,"金额为负无效",

(IF(OR(B1=0,B1=""),"(人民币)零圆",

IF(B1<1,"(人民币)",

TEXT(INT(B1),"[dbnum2](人民币)G/通用格式")&"圆"))))&

IF(

(INT(B1*10)-INT(B1)*10)=0,

IF(INT(B1*100)-INT(B1*10)*10=0,"","零"),

(TEXT(INT(B1*10)-INT(B1)*10,"[dbnum2]")&"角"))

&IF(

(INT(B1*100)-INT(B1*10)*10)=0,

"整",

TEXT((INT(B1*100)-INT(B1*10)*10),"[dbnum2]")&"分")

数字转人民币大写形式的公式是：

="大写金额："&IF(TRIM(B1)="","",IF(B1=0,"","人民币"&IF(B1<0,"负",)&IF(INT(B1),TEXT(INT(ABS(B1)),"[dbnum2]")&"圆",)&IF(INT(ABS(B1)*10)-INT(ABS(B1))*10,TEXT(INT(ABS(B1)*10)-INT(ABS(B1))*10,"[dbnum2]")&"角",IF(INT(ABS(B1))=ABS(B1),,IF(ABS(B1)<0.1,,"零")))&IF(ROUND(ABS(B1)*100-INT(ABS(B1)*10)*10,),TEXT(ROUND(ABS(B1)*100-INT(ABS(B1)*10)*10,),"[dbnum2]")&"分","整")))